Bridgeport, CT Car Accident Lawyer
There is no question that many drivers do their best to prevent car accidents, but unfortunately some people may still find themselves involved in a crash, either as a driver, passenger or pedestrian. When and if that accident happens, you should first ensure the safety of everyone involved. You should then contact the local police and report that an accident has occurred. Once you have done this, you should assess any damages and exchange information with the driver responsible for the accident.
Although it may seem obvious who should be held liable for a car accident, it is recommended that a person first consult with an experienced personal injury attorney. A Bridgeport car accident lawyer can guide you through the process of dealing with an insurance company as well as filing a claim for physical and emotional damages.
Dealing with an insurance company can be frustrating and time consuming. If you think the insurance company has your best interest in mind or is concerned about you being without a vehicle; your medical bills or lost wages, then you are sadly mistaken. Terms the insurance company lives by are “contest” and “delay.” Contest every case and delay every payment. That includes offering you less money than you are entitled to when you are finally offered a settlement amount. Ganim Injury Lawyers has the knowledge and experience to help you overcome the insurance company’s contest and delay tactics.
Is Bridgeport, Like the Rest of Connecticut, an At-Fault Car Insurance Jurisdiction?
An at-fault state jurisdiction is important when it comes to motor vehicle accidents. What it means is that when a person is injured in a motor vehicle accident they are not forced to exhaust their own insurance coverage before seeking compensation from the at-fault party’s insurance company. However, Connecticut State law only requires residents who own vehicles to maintain the following minimum amounts of car insurance coverage:
- $25,000 for physical harm to an individual person involved in an accident
- $50,000 for total bodily injury sustained by all of the injured involved in an accident. This means if there are three injured in an accident, then there would be total coverage of $50,000, with no single person receiving more than $25,000.
- $25,000 for total property damage caused in an accident
If a car accident causes significant long-term losses, someone with minimal insurance coverage may not be able to cover all of an injured person’s damages. In this situation, underinsured/uninsured motorist coverage might be available for further recovery or compensation for bodily injury.
Filing a Claim and Lawsuit
A local car accident attorney can help you make and process a claim. Attorney George W. Ganim Jr. can work with your doctor’s office in obtaining your medical records and submission of your bills to insurance. Personal Injury lawyers are skilled negotiators in securing fair settlement amounts for injury victims. If the insurance company does not agree to pay a fair settlement, then your lawyer at Ganim can proceed to file a lawsuit in court and continue to fight for what is right for you.
Bringing in a Car Accident Case to Trial
Although most injury cases are settled even after a lawsuit has been filed, if a trial is necessary then you can count on Attorney George W. Ganim Jr. to be on your side. A trial is when your case is presented to either a jury or a judge (bench trial).
In a jury trial, the jury determines the facts (what happened) and what, if any damages should be awarded. A bench trial is when the judge determines the facts (what happened) and what, if any damages should be awarded.
If you have questions about a car accident and would like to know your rights then you should contact Attorney George W. Ganim, Jr., located in Bridgeport.
What May a Plaintiff Seek in Compensation and Restitution Following an Accident?
Car repair bills and medical expenses are big priorities for recovery following a serious car accident but they are far from the only damages a plaintiff may be able to recover. While insurance generally only covers these aforementioned losses, a third-party lawsuit could seek restitution for other economic damages as well, including lost work income and loss of future earning capacity.
A Bridgeport car accident lawyer could work with a plaintiff to seek financial recovery or compensation for non-economic losses as well. Recoverable non-economic damages can include physical pain, emotional and psychological anguish, loss of consortium and permanent disability or disfigurement; and any impact on their activities and lifestyle.
How Long Does Connecticut State Law Allow for Litigation?
It is essential that an injured person start working on their potential claim as soon as possible. Connecticut State law sets a statutory filing deadline of two years on most personal injury claims, meaning that anyone who waits more than two years after their accident to start seeking compensation through a lawsuit may be unable to recover anything at all. Furthermore, certain types of claims—such as those filed against government entities—have even shorter filing deadlines, so it is always a good idea to talk to a seasoned attorney as soon as possible after an automobile accident.
Consult a Bridgeport Car Accident Lawyer Today
Fortunately, you do not have to fight this battle alone. Attorney George W. Ganim, Jr. can fight the insurance company with you and for you. Please call today and remove the pressure of dealing with this stressful situation alone and put it in the hands of experience. Contact a Bridgeport car accident lawyer for a free consultation today.
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